Porcupine Credit Union offers children under the age of 12 years the chance to become FATCAT^® members. This is a fun way to introduce children to the benefits of saving money and how to operate an account in their own name.

Features & Benefits

• Interest earned on the minimum daily balance and paid to the account at month end.
• 40 free debit items per month.

If you are between 12 and 18 years of age and a member of the Porcupine Credit Union, this account is for you. It is designed to help you develop good money management skills to get a HEADSTART® on your financial future.

Features & Benefits

• Interest earned on the minimum daily balance and paid to the account at month end.
• 40 free debit items per month.
• Chequing privileges – expand your money management experience.
• Access to ATM – convenient.

STUDENTCHOICE^® Financial Services Package account is available to anyone attending a post-secondary educational institution and taking a minimum of 60% full-time course load.  This account provides students a package of deposit and loan products which offer convenience and flexibility in their banking and lending services to accommodate the fact that they are students and to save them money.

Features & Benefits

Deposit Services:

• Interest earned on the minimum daily balance and paid to the account at month end.
• A monthly maintenance fee of $5.00 allows:
  • unlimited chequing privileges
  • unlimited ATM transactions
  • unlimited POS transactions
  • free personal cheques
  • bills paid through teller bill payment system
  • unlimited access to MemberDirect including bill payments, transfers and inquiries.
  • unlimited certified cheques
  • MemberCard Debit card &/or Global Payment Cards
  • CU Credit Student MasterCard or CU Credit Choice Rewards Student MasterCard available (OAC)
  • No minimum balance

Loan Service:

• Revolving line of credit up to a maximum of $1,500.
• Education Loan-up to $10,000/year to maximum of $40,000. Students enrolled in a professional designation program may be eligible for additional funds.
• MasterCard Student Credit Card