Index-Linked Term Deposits

Are you attracted by the stock market's potential but afraid of losing your investment?

Our index-linked deposits are the option for you. They blend a guaranteed investment product with the capacity to generate market-like returns. You have the potential to achieve unlimited returns with the comfort of knowing there is no risk to your principal.

Smart Benefits:

  • Principal is fully guaranteed
  • No commission or management fees
  • Take advantage of potential higher returns
  • Diversify your investments
  • Returns based on an overall average of monthly observations of the index over the term
  • RRSP/RRIF/RESP eligible
  • Low minimum investment
  • Non-redeemable

The FAMILY of Index-Linked Deposits includes:

Prairies Basket

  • Pays a return based on the performance of a basket of 12 individual stocks that are listed on the Toronto Stock Exchange encompassing a wide variety of industries in Alberta, Saskatchewan and Manitoba
  • 5 year deposit

Marketflex

  • Pays a return based on the performance of the S&P/TSE 60 Index which includes Canada's 60 leading large cap companies across ten economic sectors
  • 3 year deposit

American Market

  • Pays a return based on the performance of the S&P 500 Index which is comprised of the 500 leading US companies with a focus on the large cap segment
  • 5 year deposit

Global Market

  • Pays a return based on the performance of three foreign stock indices:
    • Nikkei 225 Stock Index-a Japanese Stock Index which includes 225 stocks in 36 sectors
    • Dow Jones EURO STOXX 50 Index-a blue chip index that covers several European countries comprising 50 stocks in 15 sectors
    • S&P 500- a large cap segment containing 500 stocks of leading US companies in 10 sectors
  • 5 year deposit

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