We offer chequing accounts to assist you with the day to day transactions of your business.

A revolving credit is linked to your chequing account and provides temporary protection for the payment of a cheque when there is not sufficient money in your account. The approved limit is structured to your income and/or business needs. There is no need to phone to access your Revolving Credit, it is always available. You're in control of your account.  It's a wise money management move that can maximize your purchasing power.

Available to qualifying businesses to borrow up to the determined limit without the need to arrange separate loans. Operating loans can be specific amounts and terms.

Mortgage and non-mortgage term financing is available for the acquisition of assets, land, buildings, equipment and vehicles to be used for commercial purposes.

The community development loan program provides capital to those who do not have the cash readily available for investment in a community development opportunity. Any prospect that enhances your community will be considered ranging from projects significant to provincial economy as well as projects contributing to communities in the northeast.

• Full share value financing
• Rates as low as prime

Porcupine Credit Union offers the following Government Financing Programs:

• Canada Mortgage and Housing Corporation (CMHC)
• Canada Small Business Financing Act (CSBFA)
• Farm Improvement and Marketing Cooperatives Loans (FIMCLA)
• Other Government Programs as available